What auto insurance (or car insurance), is required in the state of Florida? Florida law only requires that an owner of a motor vehicle purchase Personal Injury Protection and Property Damage liability coverage. The law doesn’t require that a motor vehicle owner purchase liability insurance for bodily injuries. So, if you are in an automobile […]
5 Things to Provide Your Personal Injury Attorney
What should I bring when meeting with my lawyer? You may already feel overwhelmed after your accident, and feeling unprepared to meet with an attorney. While every case is unique, the following 5 tips will make for a successful first meeting with a personal injury attorney. Bring all relevant documents. Come prepared with any and […]
What to Do After an Accident
Every state differs when it comes to car accident laws. Here is what you need to know if you are involved in an accident in the state of Florida. Remember to keep calm. Doing so will help to ensure you correctly document the accident and protect your rights.
How Insurance Companies Evaluate Claims
How Insurance Companies Evaluate Claims (Part II) Click here for Part I of this article about settlement demands. So now that the insurance company has your settlement demand package, what happens next? With the volume of claims an insurance company receives, it’s almost impossible to imagine an insurance adjuster reading through every single medical record. […]
Understanding Settlement Demand and More
Settlement Demand, Settlement Brochure, or Demand Package? When a personal injury law firm refers to “working on your settlement demand ”, they are usually referring to all the documents and supporting information that goes with a request for a settlement to the insurance company. Some firms call this a “settlement demand package” or a “settlement brochure”. This information is sent to the insurance company for […]
Setting the Stage for Your Legal Video Deposition
Lights, Camera… Action! Setting the Stage for Your Video Deposition Many courthouses have been closed to the public for the past several months due to the coronavirus, though the litigation process continues. Technology has allowed attorneys and litigants to litigate their cases in the digital world. One key part of litigation that has had to adjust to this new reality is the […]
Florida Gifts that Give Back-2020
Join us in spreading some additional holiday cheer. Beginning December 1st, C. Todd Smith Law is asking Florida residents to answer our holiday riddles for a chance to receive a very special care package – our Florida Gifts that Giveback. Once entered, you’ll be in the running for curated baskets filled with locally made products. […]
Is Usage Based Insurance Right for You?
What if your insurance company could grade your driving? Thanks to technology, now they can. That’s what happens with usage-based insurance, or “UBI”. With UBI, you allow your insurance company to monitor your vehicle to determine your premiums. The better driver you are, or the less risk you are to the insurance company, the better rates or discounts you receive. Saving money with a UBI device sounds like a great idea, but is it? What is Usage-Based Insurance? UBI uses […]
Rental Car Accident and Property Damage
IF YOU’RE INVOLVED IN AN ACCIDENT INVOLVING A RENTAL CAR, WHO PAYS FOR THE DAMAGE? Both Insider and Everquote have listed Florida roads as among the top 10 most dangerous roads in America. The combination of millions of tourists – both international and domestic – who are unfamiliar with Florida roads, along with the ever-increasing frequency of distracted […]
October is Breast Cancer Awareness Month
Shedding Light on Breast Cancer Awareness Month Did You Know October is Breast Cancer Awareness Month? Breast cancer is the second most common cancer among women in the United States and, although it is rare, men can also experience breast cancer. Just this year, there are over 150,000 cases in the state of Florida alone. […]
Five Tips to Protect Your Family from Halloween Accidents and Illness
Halloween is the scariest night of the year when it comes to accidents. Throw in the current Corona pandemic and the evening is downright terrifying. In an effort to protect your little trick-or-treaters we’re sharing four tips to prevent accidents and help you to make the most of Halloween in Central Florida. While this Halloween might be a bit different than in years past, […]
Nominate a Florida Teacher for a Chance to Win!
Nominate a Florida teacher and join us all month as we celebrate these Classroom Heroes! Beginning August 10th, C. Todd Smith Law is asking Florida residents to submit the name of a current Florida teacher. We want to recognize one “Classroom Hero” each week through September 6th. For nominating a teacher, you’ll be in the […]