How Insurance Companies Evaluate Claims (Part II) Click here for Part I of this article about settlement demands. So now that the insurance company has your settlement demand package, what happens next? With the volume of claims an insurance company receives, it’s almost impossible to imagine an insurance adjuster reading through every single medical record. […]
Search Results for: insurance
Auto Insurance Terms
Commonly Used Auto Insurance Terms Bodily Injury Liability (BI) Coverage Pays for death or serious and permanent injury to others. Your claim against the at-fault party will be made against their BI coverage, if they have it. It is optional under Florida law. Property Damage Liability (PD) Coverage Pays for damages that an […]
Is Usage Based Insurance Right for You?
What if your insurance company could grade your driving? Thanks to technology, now they can. That’s what happens with usage-based insurance, or “UBI”. With UBI, you allow your insurance company to monitor your vehicle to determine your premiums. The better driver you are, or the less risk you are to the insurance company, the better rates or discounts you receive. Saving money with a UBI device sounds like a great idea, but is it? What is Usage-Based Insurance? UBI uses […]
What Auto Insurance Is Required in Florida?
Florida law only requires that an owner of a motor vehicle purchase Personal Injury Protection and Property Damage liability coverage. The law doesn’t require that a motor vehicle owner purchase liability insurance for bodily injuries. So, if you are in an automobile accident and the person that caused the crash doesn’t have bodily injury (BI) […]
What to Do After an Accident
Every state differs when it comes to car accident laws. Here is what you need to know if you are involved in an accident in the state of Florida. Remember to keep calm. Doing so will help to ensure you correctly document the accident and protect your rights.
Case Timeline
How long does it take to resolve your claim? This timeline is provided as a general guide as every case is different. Some cases will get resolved sooner, some longer. You should not rely on these timelines but discuss your specific circumstances with your attorney. Delays in medical treatment, the length of your treatment, and […]
Results
Case Results Not all cases are the same and there are many factors that affect the value of a case, but here are some examples of the types of cases and results we have obtained in the past. To protect our client’s confidentiality, we include limited information on our website. Contact us for […]
Understanding Settlement Demand and More
Settlement Demand, Settlement Brochure, or Demand Package? When a personal injury law firm refers to “working on your settlement demand ”, they are usually referring to all the documents and supporting information that goes with a request for a settlement to the insurance company. Some firms call this a “settlement demand package” or a “settlement brochure”. This information is sent to the insurance company for […]
Google Ads – 1
ORLANDO CAR ACCIDENT LAWYERFree Consultation __CONFIG_colors_palette__{“active_palette”:0,”config”:{“colors”:{“62516”:{“name”:”Main Accent”,”parent”:-1}},”gradients”:[]},”palettes”:[{“name”:”Default Palette”,”value”:{“colors”:{“62516”:{“val”:”rgb(141, 197, 63)”,”hsl”:{“h”:85,”s”:0.54,”l”:0.51}}},”gradients”:[]}}]}__CONFIG_colors_palette__ Call (407) 972-1432 If You’ve Been Injured in a Car Accident, Speak to Me For FREE Don’t let the insurance company minimize your compensation. With over 25 years of experience, our law firm will take on the insurance companies so you don’t have to. We’re […]
Rental Car Accident and Property Damage
IF YOU’RE INVOLVED IN AN ACCIDENT INVOLVING A RENTAL CAR, WHO PAYS FOR THE DAMAGE? Both Insider and Everquote have listed Florida roads as among the top 10 most dangerous roads in America. The combination of millions of tourists – both international and domestic – who are unfamiliar with Florida roads, along with the ever-increasing frequency of distracted […]
Four Benefits of a Virtual Personal Injury Consultation
In an ideal world, our days would go on without a hitch. In reality, accidents occur, and we have to be able to handle these situations quickly. Thankfully, technology allows us to become a bit more flexible. If you’ve been involved in an accident and need legal counsel, our legal expertise can be delivered to you virtually.
C. Todd Smith Law is Open for Business
From all of us at C. Todd Smith Law, we hope you and your families are healthy and safe during this time of National concern as a result of the COVID-19 virus. We are taking every precaution to safeguard the health of our team members, visitors and clients. C. Todd Smith Law is Open for […]
